To provide housing loans to individuals at competitive interest rate considering the needs.

Eligibility
Salaried individuals, Businessmen, Self-employed professionals like Doctors, Engineers, Lawyers, Chartered Accountants, etc., Entrepreneurs.

We Finance

• Construct your own bungalow
• Buy flat/Row House
• Buy resale flat
• Takeover of existing Housing Loans with other banks & financial institutions.

We Provide

• Express loan processing
• Simple loan documentation
• Low EMI
• Interest on daily reducing balance
• Low processing charges
• Maximum Loan Amount of Rs.4 crore.
• Life insurance for the principal borrower at nominal cost
• Added benefits of bank's membership

Shareholding
 5 % of loan amount

Requirement of Documents for New Property
75% of Agreement Amount of the Residential property subject to his income eligibility whichever is lower.

For Resale Property
50% of Agreement Amount of the Residential property OR 75% of the Valuation Amount whichever is lower, subject to his income eligibility whichever is lower.

• Loan Application Form.
• Income Proof ( 3 yrs Balance Sheet , Profit & Loss Account. )
• City Survey Property Card and Inquiry Report.
• City Survey Map.
• Grampanchayat.
• Gharfala Receipt.
• Grampanchayat boundaries specification document.
• Document of Business (Registration etc.)
• Legal Opinion and Valuation.
• Matured property holders promising letter / Note.
• Income Tax Return.
• Stock statement ( Verified by branch manager. )
• Proprietor Declaration Form .
• In case of partnership firm .
  • Partnership deed.
  • Registration documents.
• In case of company.
  •  Memorandum documents.
  • Agreement to take the loan.
  • Agreement to do signature on loan documents.
  • Agreement of accepting terms & condition after sanction of loan amount.
• In case of Development of plot Agreement between plot owner & builder.