Loan Interest Rate

ANNOUNCEMENTS WARANA is eminently, a unique name that stands as forerunner in the co-operative movement in India. The name WARANA sounds suitable wherever there is a mention of co-operative movement.

Loan Interest Rate

Sr No Type Of Loan Commercial Income Intrest Rate Agriculture Income Intrest Rate
Intrest Rate Rebate Intrest Rate Rebate
1 Agriculture Loan        
  Crop Loan        
              Upto Rs. 1 Lakh     13.00% 1%
              Above Rs. 1 Lakh     14.00% 1%
  Cattle Purchase     15.00% 1%
  Land devolopment     15050% 1%
           
2 Member Loan 13.50%   13.50%  
           
3 Housing Loan        
              Term 10 Years 13.25%   13.25%  
              Term Above 10 Years 14.25%   14.25%  
           
4 Vehicle Loan 13.00%   13.00%  
           
5 Gold Loan 13.00%   13.00%  
           
6 Educational Loan Scheme 12.75%   12.75%  
           
7 All Types Mortgage Loans/C.C 15.50% 0.50%    
                          RATING        
                          AAA 13.00%      
                          AAA 14.00%      
                          A 15.00%      
                          B 15.50%      
           
8 C C Loan Unsecured (Limit Rs 50000) 16.75%      
           
9 Overdraft (temprary limit) 17.50%      
           
10 Textile Upgradation Fund Loan (TUF) 15.50% 0.50%    
           
11 Stock Against 15.50% 0.50%    
           
12 Wind Mill Loan Scheme 15.50% 0.50%    
           
13 Special Scheme        
                          Warana Kisan CC Scheme     13.00%  
                          Warana Personal Loan Scheme 13.00%      
           
14 Proffessional Loan Scheme        
                          Mortgage Loans/C.C 14.50%      
                          Without Mortgage CC 15.75%      
  Housing Loan        
                          Term 10 Years 13.25%      
                          Term Above 10 Years 14.25%      
  Vehicle Loan 12.75%      
           
15 Against Deposit Deposit Int Rati+1.50% Extra