VEHICLE LOAN

ANNOUNCEMENTS WARANA is eminently, a unique name that stands as forerunner in the co-operative movement in India. The name WARANA sounds suitable wherever there is a mention of co-operative movement.

LOANS & ADVANCES( W.E.F. 01/06/2018)

Sr No. Type Of Loan Commercial Income Interest Rate Agriculture Income Interest Rate
Interest Rate Rebate Interest Rate Rebate
1 Agriculture Loan        
  • Crop Loan        
  • Upto Rs. 1 Lakh     13.00% 2%
  • Above Rs. 1 Lakh     14.00% 2%
  • Cattle Purchase     15.00% 2%
  • Land development     15.50% 2%
 
2 Member Loan Scheme (Upto To 1,50,000/-)        
  • Term Loan 14.00% 2.50% 14.00% 2.50%
  • CC Loan 14.00% 2.50% 14.00% 2.50%
 
3 Housing Loan        
  • Term 10 Years 13.50%   13.50%  
  • Term Above 10 Years 14.50%   14.50%  
  • Apali Vastu Ghra Yojana Upto 50 Lake  10.50%   10.50%  
  • Apali Vastu Ghra Yojana Above 50 Lake  9.70%   9.70%  
  • Warana Sheti Ghra Karza Yojana 13.50%   13.50%  
 
4 Vehicle Loan        
  • Old 4/3 wheeler,Old/New Commerical Vehicle Purchase 13.00%   13.00%  
 

• New 3/4 Wheel / Commerical Vehicle

11.50%   11.50%  
  • Apala Vahan Karza        
    2 Wheeler 36 Months 10.40%   10.40%  
   2 Wheeler Above 36 Months 11.25%   11.25%  
   4 Wheeler (66 Months) 10.50%   10.50%  
   Former Employee 2 And 4 Wheeler Purchase 9.00%   9.00%  
   Warana Yuva Vehical Loan Scheme 10.40%   10.40%  
 
5 Gold Loan 11.75%   11.75%  
 
6 Educational Loan Scheme 13.25%   13.25%  
 
7 All Types Mortgage Loans / C.C RATING        
  • Upto 10.00 Lakh 14.00%      
  • 10.00 Lakh To 1 Crore  13.00%      
  • 1.00 Crore to 4.00 Crore 12.00%      
  • 4.00 Crore to 5 Crore 11.00%      
  • Above 5 Crore 10.50%      
 
8 C C Loan Unsecured (Limit Rs 50000) 16.50%      
 
9 Overdraft (Temporary Limit) 17.50%      
 
10 Wind Mill/ Solar Energy/ Solar Sys. 15.00% 2.00%    
 
11 Builder Finance        
  • Upto 1.00 Crore 15.00%      
  • 1.00 Crore to 4.00 Crore 14.50%      
  • Above 4.00 Crore 13.00%      
 
12 Special Scheme        
  • CC Loan Scheme For Medical Shop 11.00%      
  • Warana Textiles Unit Loan Scheme ( Team Loan )
  • • Upto 99 lakh Rupee 12.00%      
  • • 1 crore to 2 crore 11.50%      
  • • Above 2 Crore 11.00%      
  • Warana Textiles Unit Loan Scheme ( C.C Loan ) 12.00%      
  • Warana Food Unit Loan Scheme ( Team Loan )
  • • Upto 50 lakh Rupee 12.50%      
  • • 50 lakh to 1 crore 12.25%      
  • • Above 1 Crore . 12.00%      
  • Warana Food Unit Loan Scheme ( C.C Loan ) 11.00%      
  • Goods Mortgage (Pledga Loan)
  • • Pledge Mortgage Loan On agriculture / Food Process Goods   10.25%      
  • • Pledge Mortgage Loan On General Goods / Commercial Goods 14.00%      
  • Warana Small Scale(S.S.I. Unit) (Old / New VMC/CNC/HMC/MMC/SPM And Other Machine Purchase )
  • • Upto 50.00 Lakh 13.00%      
  • • 50.00 Lakh to 1 Crore 12.50%      
  • • Above 1 Crore 12.25%      
  • Loan Scheme On Salary Mortgage
  • • If Salary Deposited In Warana Bank 13.00%      
  • • If Salary Deposited In other than Warana Bank 13.25%      
  • Medical Related BusinessLoan Scheme 
  • • Upto 1 Crore  10.50%      
  • • Above 1 Crore 10.00%      
 
13 Professional Loan Scheme        
  • Mortgage Loans/C.C 14.50%      
  • Without Mortgage C C 15.50%      
 
14 For Charterted Accountant         
  • Cash Credit 12.00%      
  • Term Loan 12.00%      
 
14 Against Deposit / C C Deposit Int Rate+1.00% Extra