Warana Housing Loan

ANNOUNCEMENTS WARANA is eminently, a unique name that stands as forerunner in the co-operative movement in India. The name WARANA sounds suitable wherever there is a mention of co-operative movement.


To provide housing loans to individuals at competitive interest rate considering the needs.


Salaried individuals, Businessmen, Self-employed professionals like Doctors, Engineers, Lawyers, Chartered Accountants, etc., Entrepreneurs.

We Finance

  • Construct your own bungalow
  • Buy flat/Row House
  • Buy resale flat
  • Takeover of existing Housing Loans with other banks & financial institutions.

We Provide

  • Express loan processing
  • Simple loan documentation
  • Low EMI
  • Interest on daily reducing balance
  • Low processing charges
  • Maximum Loan Amount of Rs.4 crore.
  • Life insurance for the principal borrower at nominal cost
  • Added benefits of bank's membership

 5 % of loan amount

Requirement of Documents for New Property
75% of Agreement Amount of the Residential property subject to his income eligibility whichever is lower.

For Resale Property
50% of Agreement Amount of the Residential property OR 75% of the Valuation Amount whichever is lower, subject to his income eligibility whichever is lower.

  • Loan Application Form.
  • Income Proof ( 3 yrs Balance Sheet , Profit & Loss Account. )
  • City Survey Property Card and Inquiry Report.
  • City Survey Map.
  • Grampanchayat.
  • Gharfala Receipt.
  • Grampanchayat boundaries specification document.
  • Document of Business (Registration etc.)
  • Legal Opinion and Valuation.
  • Matured property holders promising letter / Note.
  • Income Tax Return.
  • Stock statement ( Verified by branch manager. )
  • Proprietor Declaration Form .
  • In case of partnership firm .
    • Partnership deed.
    • Registration documents.
  • In case of company.
    •  Memorandum documents.
    • Agreement to take the loan.
    • Agreement to do signature on loan documents.
    • Agreement of accepting terms & condition after sanction of loan amount.
  • In case of Development of plot Agreement between plot owner & builder.