Loan Interest Rate

ANNOUNCEMENTS WARANA is eminently, a unique name that stands as forerunner in the co-operative movement in India. The name WARANA sounds suitable wherever there is a mention of co-operative movement.

Loan Interest Rate

Sr No Type Of Loan Commercial Income Intrest Rate Agriculture Income Intrest Rate
Intrest Rate Rebate Intrest Rate Rebate
1 Agriculture Loan        
  • Crop Loan        
  • Upto Rs. 1 Lakh     13.00% 2%
  • Above Rs. 1 Lakh     14.00% 2%
  • Cattle Purchase     13.00% --
  • Land development     15.50% 2%
 
2 Member Loan Scheme (Upto To 1,50,000/-)        
  • Term Loan Monthly Installment 14.00% 3.00% 14.00% 3.00%
                      Half Yearly Installment 14.00% 3.00% 14.00% 3.00%
  • CC Loan 14.00% 2.50% 14.00% 3.00%
 
3 Housing Loan        
  • Term 10 Years 13.50%   13.50% -- 
  • Term Above 10 Years 14.50%   14.50% -- 
  • Apali Vastu Ghra Yojana Upto 49999 Lake  10.60%   10.60% -- 
  • Apali Vastu Ghra Yojana Above 50 Lake  9.80%   9.80% --
  • Warana Sheti Ghra Karza Yojana 13.50%   13.50% -- 
 
4 Vehicle Loan        
 

• New 3/4 Wheel / Commerical Vehicle

11.00% 2.00%  11.00% 2.00% 
  • Apala Vahan Karza        
    2 Wheeler 36 Months 10.50% 2.00%  10.50%   2.00% 
   2 Wheeler Above 36 Months 11.00% 2.00%  12.00%  2.00%
   4 Wheeler (66 Months) 10.50% 2.00%  10.50%  2.00%
   Former Employee 2 And 4 Wheeler     Purchase 9.00%   9.00%  
   Warana Yuva Vehical Loan Scheme 10.90%   10.90%  
   Savitra Vahan Karza        
    • Two Wheeler  11.00% 2.00% 11.00% 2.00%
    • Four Wheeler   11.00% 2.00% 11.00% 2.00%
 
5 Gold Loan        
  Bullet Repayment 10.00%   10.00%  
  Warana Gold Loan 10.00%   10.00%  
  Gold Loan CC  10.00%     
 
6 Educational Loan Scheme 13.25%   13.25%  
 
7 All Types Mortgage Loans / C.C RATING        
  • Upto 10.00 Lakh 14.00%      
  • 10.00 Lakh To 1 Crore  13.00%      
  • 1.00 Crore to 4.00 Crore 12.50%      
  • 4.00 Crore to 5 Crore 12.00%      
  • Above 5 Crore 11.50%      
 
8 C C Loan Unsecured (Limit Rs 50000) 16.50%      
 
9 Overdraft (Temporary Limit) 17.50%      
 
10 Wind Mill/ Solar Energy/ Solar Sys. 15.00% 2.00%    
 
11 Builder Finance        
  • Upto 1.00 Crore 15.25%      
  • 1.00 Crore to 4.00 Crore 14.75%      
  • Above 4.00 Crore 13.25%      
 
12 Special Scheme        
  • CC Loan Scheme For Medical Shop 11.00%      
  • Warana Textiles Unit Loan Scheme ( Team Loan )
  • • Upto 99 lakh Rupee 12.50%      
  • • 1 crore to 2 crore 12.00%      
  • • Above 2 Crore 11.50%      
  • Warana Textiles Unit Loan Scheme ( C.C Loan ) 12.00%      
  • Warana Food Unit Loan Scheme ( Team Loan )
  • • Upto 50 lakh Rupee 12.50%      
  • • 50 lakh to 1 crore 12.25%      
  • • Above 1 Crore . 12.00%      
  • Warana Food Unit Loan Scheme ( C.C Loan ) 12.00%      
  • Goods Mortgage (Pledge Loan)
  • • Pledge Mortgage Loan On agriculture / Food Process Goods
  • • • Rupee 49,99,999/-  11.00%      
  • • • Above 5 Crore 10.50%      
  • • Pledge Mortgage Loan On General Goods / Commercial Goods 14.00%      
  • Warana Small Scale(S.S.I. Unit) (Old / New VMC/CNC/HMC/MMC/SPM And Other Machine Purchase )
  • • Upto 50.00 Lakh 14.00%      
  • • 50.00 Lakh to 1 Crore 13.00%      
  • • Above 1 Crore 12.00%      
  • Loan Scheme On Salary Mortgage
  • • If Salary Deposited In Warana Bank 13.00%      
  • • If Salary Deposited In other than Warana Bank 13.25%      
  • Medical Related BusinessLoan Scheme 
  • • Upto 1 Crore  10.50%      
  • • Above 1 Crore 10.00%      
 
13 Professional Loan Scheme        
  • Mortgage Loans/C.C 14.50%      
  • Without Mortgage C C 15.50%      
 
14 For Charterted Accountant         
  • Cash Credit 12.00%      
  • Term Loan 12.00%      
 
15 For Business Purpose Unsecc Loan   13.00%       
 
16 Annasaheb Patil Arthik Vikas Mahamandal Maryadit,Mumbai.   12.00%       
 
17 Against Deposit / C C Deposit Int Rate+1.00% Extra