STATISTICAL INFORMATION & IMPORTANT RATIOS

( Rupess in Lacs)

Sr.No.

Particulars

31/03/2009

31/03/2010

1

C.R.A.R.

10.91%

13.77%

2

Investments:

A) Book Value & Face Value Of Investments: 1) Book Value

5985.00

7255.90

2) Face Value

5900.67

7226.80

B) Market Value of Investments

5365.14

6429.10

3

Advances against Property

A) Building Finance

672.96

1127.72

B) Housing Finance

4833.14

3263.93

4

Advances Against Shares & Debentures

NIL

NIL

5

Advances to Directors, their relatives, companies/firms

A) Actual Loans

17.12

7.78

B) Loans in form of Bank Guarantees & Letter of Credit

NIL

NIL

6

Average cost of Deposits

8.10%

8.00%

7

N.P.A.

A) Gross N.P.A. to Gross Advances

8.29%

5.90%

B) Net N.P.A. to Net Advances

4.27%

2.23%

8

Profitability

A) Interest Income To Working Funds

9.11%

8.71%

B) Other Income To Working Funds

0.33%

0.29%

C) Average Yeild

10.77%

10.89%

D) Return on Assets

0.40%

0.37%

E) Business per Employee

203.22

229.47

F) Profit per Employee

0.53

0.53

9

Provision for N.P.A. & Investment Depreciation

A) Provision for N.P.A.

861.78

889.28

B) Provision for Investment Depreciation

21.07

21.07

10

Provision for Standard Assets

80.00

110.00

11

Liabilities & Assets in Foreign Currency

NIL

NIL